I've had 22 winners for an average dividend of $1.35. How do I set up the plan. My bank is $200. I'm using it for sports betting.

Any help would be most welcome.

22 winners from how many bets, Benny ?

from 70 bets

you don't need a retirement plan.
at that rate you need a" where do I find a job" plan.
22 at 1.35 = 29.7 from an outlay of 70.

that's a serious loss if i'm reading it right